Bank efficiency in Brazil: the importance for economic sustainability

dc.contributor.authorPérico, Ana Elisa [UNESP]
dc.contributor.authorSantana, Naja Brandão
dc.contributor.authorRebelatto, Daisy Aparecida do Nacimento
dc.contributor.institutionUniversidade Estadual Paulista (Unesp)
dc.contributor.institutionUniversidade de São Paulo
dc.date.accessioned2015-07-15T18:27:44Z
dc.date.available2015-07-15T18:27:44Z
dc.date.issued2014
dc.description.abstractStudies on efficiency achieved greater relevance in organisations within an open market framework, which in Brazil began around 1990. The objective of this paper, applying the data envelopment analysis methodology, is to analyse the efficiency of banks operating in the country using the database termed 'the biggest banks', periodically divulged by the Central Bank of Brazil in 2010-2012. The methodology was applied to the 26 largest banking organisations via two approaches, one was financial intermediation and the other was results. In the financial intermediation approach, the efficiency increase was the highest among banks specialised in credit from 2010 to 2012. Retail banks, especially the large ones, felt most intensely the reaction of 2011, a year considered as the sector's low performance year. In the results approach, the efficiency increase was higher among retail banks. Factors such as retractions in the SELIC rate and bank spreads impacted all banks, regardless of the segment.en
dc.description.affiliationUniversidade Estadual Paulista, Rod. Araraquara-Jaú Km 1, Machados, Araraquara, São Paulo, CEP 14.800-901, Brasil
dc.description.affiliationUniversidade de São Paulo, Av. Trabalhador São-carlense, 400, Arnold Schimidt, São Carlos, São Paulo, CEP 13.566-590, Brasil
dc.description.affiliationUnespUniversidade Estadual Paulista, Rod. Araraquara-Jaú Km 1, Machados, Araraquara, São Paulo, CEP 14.800-901, Brasil, Departamento de Economia.
dc.format.extent194-212
dc.identifierhttp://www.inderscience.com/info/inarticle.php?artid=65482
dc.identifier.citationLatin American J. of Management for Sustainable Development, v. 1, n. 2/3, p. 194-212, 2014.
dc.identifier.doi10.1504/LAJMSD.2014.065482
dc.identifier.issn2052-0344
dc.identifier.lattes9275881220224835
dc.identifier.lattes4950197164940762
dc.identifier.lattes7852151945196465
dc.identifier.urihttp://hdl.handle.net/11449/124796
dc.language.isoeng
dc.relation.ispartofLatin American J. of Management for Sustainable Development
dc.rights.accessRightsAcesso restrito
dc.sourceCurrículo Lattes
dc.subjectBank competitionen
dc.subjectRetail ranksen
dc.subjectCredit specialistsen
dc.subjectFinancial intermediationen
dc.subjectBank resultsen
dc.titleBank efficiency in Brazil: the importance for economic sustainabilityen
dc.typeArtigo
unesp.author.lattes4950197164940762
unesp.author.lattes7852151945196465
unesp.author.lattes9275881220224835[1]
unesp.author.orcid0000-0002-4434-4732[1]
unesp.campusUniversidade Estadual Paulista (Unesp), Faculdade de Ciências e Letras, Araraquarapt
unesp.departmentEcnomiapt

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